10 Questions to Ask a Home Inspector
When making an offer on a property, a buyer needs to ask themselves if they are confidant in the homes’ condition to proceed. If not, a home inspection should be done. In fact, I as well as realtors and lenders, recommend that a home inspection is done. You are making one of the largest purchases in your life and it would be good to know if it is right for you. A home inspection will help find visible defects within and around your future home. Before you sign your purchase contract, make sure to add a stipulation in the contract to have a home inspection performed before closing, and for it to be satisfactory to the home buyer. This can help you avoid future issues that may appear. An inspector can evaluate the physical condition which includes the structure, construction, and mechanical systems. They will also identify items that should be repaired or replaced. Remember though, that a home inspector is conducting only a visual, non-evasive inspection that is not technically exhaustive in nature. Having the experience and know how, a home inspector can help you come to a better level of comfort when making your purchase. Remember, as the homebuyer, it is your responsibility to find and pay for a qualified home inspector to perform the home inspection.
According to the HUD Website, here are ten important questions to ask your home inspector:
- What does your inspection cover?
- How long have you been practicing in the home inspection profession and how many inspections have you completed?
- Are you specifically experienced in residential inspection?
- Do you offer to do repairs or improvements based on the inspection?
- How long will the inspection take?
- How much will it cost?
- What type of inspection report do you provide and how long will it take to receive the report?
- Will I be able to attend the inspection?
- Do you maintain membership in a professional home inspector association?
- Do you participate in continuing education programs to keep your expertise up to date?
The inspector should ensure that their inspection and inspection report will meet all applicable requirements in your state if applicable, and will comply with a well-recognized standard of practice and code of ethics. You should be able to request and see a copy of these items ahead of time and ask any questions you may have. If there are any areas of concern to you that you want to make sure get inspected, be sure to identify them upfront.
2. How long have you been practicing in the home inspection profession and how many inspections have you completed?
The inspector should be able to provide his or her history in the profession, and perhaps even a few names as referrals. Newer inspectors can be very qualified, and many work with a partner or have access to more experienced inspectors to assist them in the inspection.
Related experience in construction or engineering is helpful, but is no substitute for training and experience in the unique discipline of home inspection. If the inspection is for a commercial property, then this should be asked about as well.
Some inspector associations and state regulations allow the inspector to perform repair work on problems uncovered in the inspection. Other associations and regulations strictly forbid this as a conflict of interest.
The average on-site inspection time for a single inspector is 2 to 4 hours for a typical single-family house; anything significantly less may not be enough time to perform a thorough inspection. Additional inspectors may be brought in for very large properties and buildings.
Costs vary dramatically, depending on the region, size and age of the house, scope of services and other factors. A typical range might be $300-$500, but consider the value of the home inspection in terms of the investment being made. Cost does not necessarily reflect quality.
Ask to see samples and determine whether or not you can understand the inspector's reporting style and if the time parameters fulfill your needs. Most inspectors provide their full report within 24 hours of the inspection.
This is a valuable educational opportunity, and an inspector's refusal to allow this should raise a red flag. Never pass up this opportunity to see your prospective home through the eyes of an expert. I Highly Recommend That You Attend Inspections or at Least the Last Hour!
There are many state and national associations for home inspectors. Request to see their membership ID, and perform whatever due diligence you deem appropriate.
One can never know it all, and the inspector's commitment to continuing education is a good measure of his or her professionalism and service to the consumer. This is especially important in cases where the home is much older or one that includes unique elements requiring additional or updated training.For more Information, visit the U.S. Deparment of Housing and Urban Development